Office Protect Insurance
Often, it’s assumed that office insurance covers only your office contents. In some cases that’s true, but with ICPA’s office insurance policy, you’re covered for so much more. Available as standard with ICPA Premium membership and as an add-on for other membership tiers, our commercial office insurance policy is underwritten by A-rated insurer AXA and provides you with a vast amount of cover, all under one roof.
*Protection is dependent on application*
Comprehensive Coverage for Your Business Office
Our commercial office insurance covers office contents as standard - as well as so much more. Choose this policy and you’ll also benefit from public liability cover, legal expenses, business interruption cover (revenue) and computer breakdown cover, plus employer liability cover for some policy options. Cover levels vary depending on which package you choose.
Liability Coverage for Offices
- check_small If an employee or a third party makes a legal claim against your practice, this could have a significant financial impact on your business. Liability cover will help you to cover both legal fees and payouts in the event something goes wrong. From an employee tripping on uneven flooring and injuring themselves, to a member of your team accidentally spilling a drink on a client’s laptop on your premises, liability insurance covers a whole host of potential scenarios. It gives you the peace of mind of knowing that you won’t be out of pocket should the worst happen.
- check_small Public liability cover included in Premium ICPA membership, and available as an add-on for others £5m of cover as standard £350 policy excess. Can be tailored to suit your needs
- check_small Employer liability cover available as an add-on for all membership tiers £10m of cover as standard No policy excess. Can be tailored to suit your needs
Office Contents and Equipment Insurance
- check_small Our comprehensive business office contents insurance covers not just the contents of your office, but also computer equipment, portable equipment and more. It protects the contents of your premises and portable equipment in the event of loss, damage or theft - ensuring that you have peace of mind when it comes to loss mitigation and office productivity.
- check_small £10,000 of office contents cover £5,000 of computer equipment cover £2,500 of worldwide portable equipment cover £350 excess for each
- check_small Higher cover levels available if required
Business Interruption Coverage
- check_small Included as standard with our Premium membership, this essential insurance for offices helps you to recover quickly from interruptions, ensuring business continuity and supporting long-term business resilience.
- check_small Included as standard for Premium members £250,000 gross income with a 12-month indemnity period as standard Sum insured, basis of cover and indemnity period can be tailored to suit your needs
Why Choose Office Protect Insurance?
There are plenty of places you can get an office insurance quote online. But are you sure that it’s the right cover for your practice?
At ICPA, our office insurance policy is tailored to the needs of accountants and small practices, giving you peace of mind when it comes to business continuity and risk management.
What’s more, our commercial office insurance cover sits alongside all of our additional membership benefits, such as professional indemnity insurance, our documentation toolkit and more: a dedicated support and resource package designed by accountants, for accountants.
How To Get Office Insurance
Benefits of Choosing Office Protect
For comprehensive policies and sector-specific expertise at an affordable price, choose ICPA’s insurance for office premises, contents and more.
All of the cover we have mentioned is included as standard, but there are various options available for those seeking something different. For higher levels of cover or any other tailoring, contact a member of the team. They’ll talk through your requirements with you and tailor your policy to your needs.
With ICPA, you can be sure that you’re choosing an office insurance policy that’s designed specifically for accountants and small practices, giving you peace of mind.
How else can the ICPA help you?
There are plenty of ways in which you can benefit from being a member of the ICPA. Find out more below.
Join other ICPA accredited accountants today!
Start Protecting Your Office Today
Secure your office today with a tailored office insurance solution from ICPA. Whether you’re a Premium ICPA member with cover included or wish to purchase business office insurance as an add-on, we’re here to help.
Contact us to find out more about our tailored coverage options to fit your business office insurance needs.
